CREDIT CONSUMER
CREDIT CONSUMER
Hotel MM UGM, Yogyakarta | Juni 18 – 20, 2014 | Rp.7.500.000 per peserta
Hotel MM UGM, Yogyakarta | Juli 16 – 18, 2014 | Rp.7.500.000 per peserta
Hotel MM UGM, Yogyakarta | Agustus 20 – 22, 2014 | Rp.7.500.000 per peserta
Hotel MM UGM, Yogyakarta | September 17 – 19, 2014 | Rp.7.500.000 per peserta
Hotel MM UGM, Yogyakarta | Oktober 15 – 17, 2014 | Rp.7.500.000 per peserta
Hotel MM UGM, Yogyakarta | November 19 – 21, 2014 | Rp.7.500.000 per peserta
Hotel MM UGM, Yogyakarta | Desember 17 – 19 2014 | Rp.7.500.000 per peserta
ABSTRACK
Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.
OUTLINE
- Planning Consumer Credit Products
- Selecting and attracting the target market, Designing product terms and conditions
- Developing profit models for consumer lending products
- Account Acquisition
- Screening and credit evaluation, Avoiding negative selection
- Setting credit lines to meet profit goals
- Credit Scoring Theory And Application
- Developing and implementing scores to meet business goals
- Monitoring and validation
- Portfolio Maintenance
- Controlling the performance of accounts
- Testing programs for optimum implementation
- Collections
- Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
- Forecasting delinquency and write off
- Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and
- Unsecured Product : Personal Loan (KTA)
- Planning the product , Screening techniques (underwriting process)
- Managing the portfolio
- Profit Analysis
- Life time, single-loan profitability analysis, installment loans and revolving products allocating revenue and cost by product and Funding
PARTICIPANT
Business Support Credit Consumer, Manajer Portofolio, Analis Kredit, Account Officer, Analis Kredit, Analis Risiko, Pimpinan Cabang
INSTRUCTOR
Muhammad Ridwan, SE
TIME AND VENUE
- Hotel MM UGM Yogyakarta
- Februari 19-21, 2014
- Maret 19-21, 2014
- April 23-25, 2014
- Mei 12-14, 2014
- Juni 18-20, 2014
- Juli 16-18, 2014
- Agustus 20-22, 2014
- September 17-19, 2014
- Oktober 15-17, 2014
- November 19-21, 2014
- Desember 17-19 2014
- 08.00 – 16.00 WIB
TUTION FEE
- Biaya Rp. 7.500.000 per peserta (Non Residential).
- Pembayaran dapat dilakukan pada saat pelatihan
FACILITIES
Training Modules, Training Kit, Certificate, Exclusive Souvenir, Dinner & City Tour, Coffee Break & Lunch