KREDIT KONSUMER – Pasti Jalan

KREDIT KONSUMER

Hotel Horison Ultima Riss, Yogyakarta | 11 – 13 April 2017 | Rp 7.000.000,- 

DESKRIPSI TRAINING KREDIT KONSUMER

Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.

TUJUAN TRAINING KREDIT KONSUMER

• Memahami mekanisme pengembangan produk kredit konsumer
• Mengetahui cara mengakuisisi nasabah
• Memahami prinsip kerja credit scoring
• Mendapatkan teknik-teknik untuk mengelola portofolio kredit konsumen
• Mengetahui teknik dan strategi collection
• Memahami cara menganalisa tingkat profitabilitas

MATERI TRAINING KREDIT KONSUMER

Planning Consumer Credit Products

• Selecting and attracting the target market, Designing product terms and conditions
• Developing profit models for consumer lending products

Account Acquisition

• Screening and credit evaluation, Avoiding negative selection
• Setting credit lines to meet profit goals

Credit Scoring Theory And Application

• Developing and implementing scores to meet business goals
• Monitoring and validation

Portfolio Maintenance

• Controlling the performance of accounts
• Testing programs for optimum implementation

Collections

• Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
• Forecasting delinquency and write off

Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and Unsecured Product : Personal Loan (KTA)

• Planning the product , Screening techniques (underwriting process)
• Managing the portfolio

Profit Analysis

• Life time, single-loan profitability analysis, installment loans and revolving products
• Allocating revenue and cost by product and Funding

INSTRUKTUR TRAINING KREDIT KONSUMER

YG Purpito and Team

METODE TRAINING KREDIT KONSUMER

Kegiatan pelatihan dirancang agar peserta dapat memahami secara komprehensif materi yang disampaikan, sehingga dapat dimplementasikan secara aplikatif dalam dunia kerja. Adapun metode yang digunakan adalah:

1. Presentation
2. Discuss
3. Case Study
4. Evaluation

PESERTA TRAINING KREDIT KONSUMER

Business Support Credit Consumer, Manajer Portofolio, Analis Kredit, Account Officer, Analis Kredit, Analis Risiko, Pimpinan Cabang

WAKTU & TEMPAT TRAINING KREDIT KONSUMER

• 11 – 13 April 2017
• Pukul 08.30 – 16.00 WIB

Hotel Horison Ultima Riss Yogyakarta

Request for Training Venue: Semarang, Solo, Bandung, Jakarta, Balikpapan, Surabaya, Jogja, Lombok, Malang, Makassar and Batam

In House Training Depend on request

INVESTASI

• Course Fee : Rp. 7.000.000,-/participant (non residensial) Min 2 peserta dari perusahaan yang sama.

FASILITAS TRAINING KREDIT KONSUMER

1. Training Hand Out
2. Digital Material
3. Certificate
4. Exclusive Souvenir
5. Qualified Bag
6. Training Photo
7. Training room with full AC facilities and multimedia
8. Once lunch and twice coffee break every day of training
9. Qualified Instructor
10. Transportation from airport / railway to hotel and from hotel to the training venue (2 person from one company)

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